The financial literacy or financial education stands for ability to know and effectively use financial resources to enhance the well-being and economic security of oneself, one’s family, and one’s business.It primarily relates to personal finance that enables individuals to take effective action to improve their overall wellbeing and avoid distress in financial matters.Benefits: Financial literacy promotes financial inclusion and ultimately financial stability. In India, its need is even greater, due to low levels of literacy and the large section of the population, remaining out of the formal financial set-up.
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