CRACK DRA EXAM IN 2 DAYS | IIBF CERTIFICATION EXAM
This article will try to help you build 2 days strategy to crack the IIBF certification exam DRA (Debt recovery agents). For a banker, it’s hard to find time to prepare for the exams that can help them excel in their banking career.
Also, the longer it takes to crack the exam more exhausting for aspirants and they start to lose their zeal.
The DRA exam is going to be conducted on 1 April 2023. It’s possible to crack the exam with 2 days of preparation only if done properly.
Let’s uncover what an applicant must do to crack DRA this 1 April.
Bifurcate The Syllabus | Crack Dra Exam
Segment the syllabus into parts for example there are two modules with 18 chapters in total. If you’re capable of covering 9 chapters in a day, in days all of your chapters will be covered.
Finding it difficult to cover 9 chapters in a day?
Download our Free YouTube lectures to cover the syllabus in lesser time.
You can even buy our premium course (available at 82% off, apply code ‘EXAMS’) where you watch or download the videos at 2x speed.
Put aside the complex topics
You can choose to cover the simpler topics first since complex topics will consume much of your time which can hamper your productivity.
A simpler topic will get your syllabus covered fast and will also boost your confidence; however, a complex topic won’t work the same way.
Based on the previous year’s questions analysis go for the priority syllabus first. If you’re not able to find PYQs you can choose to go for our reliable and inexpensive course there you will discover chapters PYQs and full-length mock tests which are designed in line with the blueprint of the exam.
Going for mock tests will familiarise you with the actual syllabus and the kind of questions framed; hence, you can figure out how to selectively read the chapters and answer questions.
Here are some priority-based topics that you need to cover first:
- Banker-customer relationships
- Various deposit schemes and other services
- Credit cards and debit cards
- Securities and modes of charging them
- Asset classification
- Policy, processes and procedure of debt recovery
- Soft skills and strategies for debt recovery
How mock tests can help you the most?
Score-building strategy: Mock tests present you the real examination-based questions, hence you will develop an appropriate sense of attempting questions to score maximum in the examination.
Also, you will become familiar with the tricks and techniques like cancelling out options, which are very helpful and time-saving during the exam.
Save your time: After you have the mock test you are aware of the fact that you only need a selective reading of the syllabus and not thorough, this does not work out for those who choose to not attempt mock tests.
No matter how much you score in the mock tests it presents you with a clear exam blueprint.
Even covering the whole syllabus will get you nothing if you don’t understand what concepts are important and what could have been skipped and it will prove to be disastrous for your productivity.
READ ALSO: RECOVERY OF LOANS | DRA FREE NOTES
How many marks are needed to crack the IIBF certification exam (DRA)?
A candidate must have scored 50% to pass the exam where there are 90 questions (Multiple choice questions) with a duration of 90 minutes.
There is no provision for negative marks for this exam so the competition rate is expected to be higher.
The points you received for each question on the exam are added up after it is over, and the result is compared against the cut score to see if you passed or failed.
Important topics of DRA
These are some significant topics from the syllabus of Debt recovery agents, questions in the exam are frequently based on the following topics:
- Structure of the Indian banking system
- Principles of Banking
- Organization and Function of Banking
- Retail Banking, Current Trends
- E-banking-KYC Norms
- Consumer Loans
- Home Loans
- Agricultural Credit Products
- Soft Skills include Telephone Etiquette, Negotiation Skills, and Analytical Ability.
- Various types of customers
- Different types of banker-customer relationship
- Rights of a Bank
- Cheque truncation (CTs)
- Charge cards
- Credit card
- Debit card
- Contact-less debit and credit cards
- Smart cards
- Member card
- ATM card
- Micro ATMs
- Legal aspects of loan recovery
We are offering classes for the following IIBF certification programmes:
The IIBF administers certified exams to give bankers and potential bankers specialised training in specific banking sectors.
- DRA (Debt recovery agent)
- PCC (Prevention of cybercrime and fraud management)
- MSME (Micro medium and small enterprises)
- KYC – AML
- Digital banking
- CCP (Certified credit professional)
|Upcoming Exam||Exam date||Registration date|
KYC – AML
CCP (Certified credit professional)
|25 March 2023||10 March 2023 to 19 March 2023|
Watch free live classes
2 Mega Live classes will be conducted at 7:00 PM on the 30th and 31st of March, don’t miss you it may help you develop question attempting strategy and score well in the exam.
Important questions will be discussed in the class, there is a high you may find similar questions in the exam itself.
|Treasury management||9:30 PM|
|Small finance banks||8:30 PM|
We wish you the luck
By applying code ‘EXAMS’ you may get 82% on our course.
Find video lectures, mock tests, PYQs and revisionary study material to ensure success in IIBF DRA this time.
Learning sessions’ app
Nearly 10,000 learners have joined the Learning sessions app since last month, with 95k+ downloads, 180k+ users and 142K+ subscribers. Android users can access the courses through the Learning sessions app, while IOS users can access the course through My Institute (Need to apply org code ‘gegkt’.
To access the courses through the website, go to web.classplusapp.com and apply the organisational code GEGKT.
Do I also need to apply a company code to the app?
No, you only need to register with your mobile number; there is no need to apply an organisational code.
Where do I find the downloaded video?
There is 3 horizontal line option at the top left side of the home screen, click on them.
There you’ll discover Offline downloads.
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