JAIIB | PRINCIPLES AND PRACTICES OF BANKING | TANDON COMMITTEE-CASE STUDY

The Banking sector in India has evolved remarkably over the years, with various improvements  and committees playing the main role in shaping its progress. One such important committee, which has been highly discussed in the Junior Associate of Indian Institute of Bankers (JAIIB) exam, is the Tandon Committee. This article provides deep-rooted case study on the Tandon Committee, its key recommendations, and its relevance to modern banking practices.

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This committee’s primary objective was to study the working capital finance system in India and suggest methods to improve and regulate the lending practices of commercial banks.

Indian banks deal with several challenges, such as a lack of standardized norms for working capital financing, unproductive utilization of bank funds, and increasing non-performing assets (NPAs). Therefore, the committee’s recommendations aim at improving the credit management system, reducing risks for banks, and ensuring more efficient utilization of resources. Learning Sessions is providing additional information about JAIIB PPB Principles and Practices of Banking Module B by giving examples of real life scenarios. 

The Tandon Committee provided several important recommendations, which are widely covered in the JAIIB syllabus under banking operations, finance, and control of working capital. This case study provides the knowledge about working capital gap and finance sanctioned. Learning Sessions providing you access to PDFs and YouTube Links. 

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The Tandon Committee laid the substructure for modern working capital management in Indian banking. Its emphasis on proper credit assessment, borrower contribution, and monitoring. It has continued to influence banking practices. For JAIIB aspirants, mastering the concepts and recommendations of the Tandon Committee is essential not only for exam success but also for gaining a deeper understanding of the complications of working capital finance and risk management in banking. For the comprehensive preparation of candidates, get details through our YouTube videos for JAIIB PPB Module Wise Syllabus with explanations and tips to help candidates in their preparation journey.

Understanding the Tandon Committee’s contributions, Learning Sessions, will help candidates to navigate key areas in the JAIIB exam, especially those related to working capital, credit risk, and operational efficiency in banks. 

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