Are you ready to boost up your career in Banking and Finance? Learning Sessions will provide a course on Indian Economy (IE) and Indian Finance System (IFS) for the JAIIB Exam to have a deep insight of crucial concepts and Practices in the Banking Sector. With our expert tutors you will get practical insights and up-to-date content. This article will take you through the Case Study of Atal Pension Yojana (APY).
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DOWNLOAD PDF ATAL PENSION YOJANA -CASE STUDY
The Atal Pension Yojana aims to provide a fixed pension ranging from ₹1,000 to ₹5,000 per month to individuals after the age of 60. It is designed specifically for people between 18 and 40 years of age. For the extensive preparation of candidates, get details through our YouTube videos for JAIIB IE & IFS Module wise Syllabus with explanations and tips to help candidates in their preparation journey.
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The APY guarantees a fixed monthly pension after retirement, making it a vital tool for promoting social security and financial inclusion. Any Indian citizen aged 18 to 40, especially those working in the unorganized sector, can subscribe to the APY. For eligible subscribers who are not covered under any statutory social security scheme and who are not income taxpayers, the government contributes 50% of the total contribution or ₹1,000 annually, whichever is lower, for five years. Contributions are made until the subscriber reaches 60 years of age, after which a fixed monthly pension is disbursed.
To sum up, the Atal Pension Yojana (APY) is an essential scheme in India’s social security framework, providing much-needed financial protection to workers in the unorganized sector. JAIIB aspirants, understanding the significance of APY in the Indian economy and Indian financial system is crucial, as it demonstrates how small savings schemes can play a pivotal role in promoting economic stability and improving the financial health of low-income workers. Learning Sessions provides additional information about JAIIB IE & IFS WORLD BANK GROUP by giving examples of real life scenarios.
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