JAIIB | PPB | CASE STUDY ON NAYAK COMMITTEE

The Nayak Committee was instituted by the Reserve Bank of India (RBI) in 1991. It was to toughen the credit delivery system for small-scale industries (SSI) in India. This Committee had an enduring influence on how Banks approach lending especially the Micro, Small and Medium Enterprises (MSME) sector. Nayak Committee’s suggestions is a basic part of the syllabus for the Junior Associate of Indian Institute of Bankers (JAIIB) exam. This subject is related to banking, finance, and legal aspects. This article emphasizes on the case study of the Nayak Committee and focuses on the trivial details of its importance and implementations.

DOWNLOAD PDF NAYAK COMMITTEE-CASE STUDY

The Nayak Committee’s recommendations mainly focused on improving the flow of credit to the SSI sector, ensuring proper financial support, and creating a framework to enable sustainable growth of small industries. This committee’s suggestions are Working Capital Financing, Turnover Method, Single Window, System, Simplification of Loan Appraisal and Documentation, Cluster-Based Financing, Monitoring and Recovery Mechanisms. Learning Sessions is providing additional information about JAIIB PPB Module A to get clarity in concepts and strategies in Banking sector. Learning Sessions provides additional information about JAIIB PPB Principles and Practices of Banking Case Studies that covers important crucial aspects. 

For banking professionals preparing for the JAIIB, understanding the Nayak Committee’s recommendations is essential, particularly when studying topics related to Banking and Financial Services, Priority Sector Lending, MSME Financing and Banking Regulations and Compliance. For the comprehensive preparation of candidates, get details through our YouTube videos for JAIIB PPB Module Wise Syllabus with explanations and tips to help candidates in their preparation journey. 

This case study features Nayak Committee’s characteristics by giving real-world examples of Aradhya Works Pvt. Limited, its working capital limit and its financial data. It recommends on how it can improve financial inclusion, and stimulate sectoral growth. At Learning Sessions, we provide study material in the form of YouTube links and Pdfs.

You may also like these JAIIB Case Studies:

Operational Aspects of Loan Accounts

Appraisal and Assessment of Credit Card Facilities

The Nayak Committee’s recommendations continue to facilitate easier access to credit and simplify loan processes. For JAIIB aspirants, understanding these comprehensive grasp of banking operations and sector-specific regulations will definitely help the aspirants to be proficient. 

Get access to our Telegram Channel for free Pdfs of JAIIB.

You may also find these JAIIB Posts useful

JAIIB PPB Tandon Committee 

JAIIB PPB Appraisal and Assessment of Credit Card Facilities

JAIIB PPB Special Non-Resident Rupee (SNRR) Account

JAIIB PPB NRI, OCI, PIO