Are you struggling with tricky MCQs and confusing concepts from the JAIIB RBWM syllabus? 🤯
Whether you’re preparing for your upcoming JAIIB exam or revising for a reattempt, this mega session is your one-stop solution for Retail Banking and Wealth Management Module A & B! In this session, we cover the most important questions, in-depth concepts, and case-based scenarios that will not only clear your doubts but also boost your exam confidence.
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This video is perfect for:
- JAIIB 2024/2025 aspirants aiming for full marks in RBWM
- Banking professionals looking to strengthen their practical knowledge
- Learners who prefer Hindi-English bilingual explanations with real-life examples
Ready to crack the exam with ease? Watch the full video below, and don’t forget to drop your questions in the comment section – we love helping serious learners like you!
▶️ Watch the Full Session
👉 Before we dive into details, watch this complete mega session:
📘 What You’ll Learn in This Session
✅ ROA vs ROE – Understanding Profitability
Learn how Return on Assets (ROA) measures efficiency of asset use, while Return on Equity (ROE) shows how well shareholder equity is utilized. These ratios are core to banking profitability analysis, and frequently tested in MCQs.
✅ Strategic Business Unit (SBU) Approach in Banking
Understand how banks structure operations by dividing them into profit centers like retail banking, treasury, and corporate banking for improved accountability and performance tracking.
✅ BCG Matrix & Product Life Cycle in Retail Banking
Learn how banks categorize products into Stars, Cash Cows, Dogs, and Question Marks using the BCG Matrix, and how each product evolves from Introduction to Decline through the Product Life Cycle.
✅ Core vs Augmented Products
Explore the distinction between a bank’s core offering (like a savings account) and augmented services (like mobile alerts, debit cards, cashback), and how these drive customer satisfaction and retention.
✅ Customer Segmentation in Banking
Discover how banks personalize services using demographic, behavioral, psychographic, and geographic segmentation — and why this is crucial for relationship banking.
✅ Maslow’s Hierarchy of Needs & Its Banking Applications
See how banks align products with different human needs — from basic accounts and lockers to premium wealth plans — all through the lens of Maslow’s pyramid.
✅ Net Interest Income, Spread & Profitability Measures
Master the formulas and concepts behind Net Interest Income (NII), Net Interest Margin (NIM), and Spread — essential metrics for banking performance analysis.
✅ Small Accounts, BSBDA & KYC Relaxations
Get clarity on regulatory norms around Basic Savings Bank Deposit Accounts (BSBDA), Small Accounts, and their KYC/documentation rules.
✅ SARFAESI, DRT, and DRAT
Understand the recovery mechanisms available to banks for NPA accounts under the SARFAESI Act, and how DRT and DRAT work for legal resolution.
✅ Home Loan, Education Loan – Margins, Moratorium, Repayment
Clear your doubts about home loan eligibility, education loan moratorium rules, and how margin, EMI, and interest subsidies apply in real life.
✅ Credit Cards, Debit Cards & Prepaid Payment Instruments (PPIs)
Decode the difference between closed, semi-closed, and open PPIs; understand revolving credit, billing cycles, and how banks manage card portfolios.
📥 Download Free PDF Notes
Want to revise later or share with your study group? Download the complete handwritten-style PDF from the link below:
📄 Click here to download the FREE PDF Notes
📌 Conclusion
You’ve just covered the most critical concepts and MCQs from RBWM Module A & B! With clear understanding of profitability metrics, customer segmentation, product life cycles, loan norms, and recovery mechanisms — you’re now better prepared for the exam.
💬 What’s next? Re-watch the video, revise the PDF notes, and practice case-based questions. Have any doubts or need help? Drop your questions in the comments — we reply to every learner!
✅ Stay focused. You’re closer to clearing JAIIB than ever before!
