Mandate vs Power of Attorney in detail


Power of attorney (authorization) is a document in which individuals, representatives at law of legal entities authorize other persons to represent or act on his (her) behalf in establishment and/or performance of civil transactions. 

The power of attorney only applies to properties &  is required to be stamped in accordance with the provisions of the Indian Stamp Act and also according to various amendments effected by States.


The  Power of Attorney can be made in two types, special and general-

  • SPECIAL POWER OF ATTORNEY – A special or limited power of attorney is used on a limited basis for one-time financial or banking transactions, or for the sale of a particular property. The agent has no other authority to act on behalf of the principal other than what is assigned to them in the limited power of attorney.
  • GENERAL POWER OF ATTORNEY – A general power of attorney is given for general purpose being intended to operate for a length of time.


A mandate commonly known as protection mandate is a document which allows an individual to appoint one or more person to look after him (her) and his (her) properties in the event that the individual become incapable. 

The mandatary or mandataries must be of legal age and must also be capable to perform the obligation assigned to them.

In the case of Joint accounts, all the depositors to the account must sign the mandate letter.

In the case of partnership firms, all the partners of the firm must sign the mandate letter.

In the case of  H.U.F, the mandate must be signed by the Karta and all the major co-parceners. In case the mandate is to be issued in favour of a third party an Indemnity has to be executed by the Karta and major co-parceners of the H.U.F.


  • A power of attorney applies only to property, whereas a mandate can also apply to protection of the person.
  • The power of attorney takes effect when the mandator so decides he may terminate it at any time.

 The power of attorney become invalid when the mandator is no longer able to oversee the actions of the mandatary or when the Court has declared the mandatory incapacitated whereas a protection mandate only takes effect after the homologation process and it can only be revoked by the Court order.

  •  Power of Attorney is made and signed by the Principal whereas the mandate contract shall be made and signed by Mandatary and Mandator.
  • Power of Attorney must be stamped whereas a Mandate is unstamped.

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