IIBF CAIIB ABM QUESTION PDF – Advanced Bank Management

a. It is the difference b/w a survey that includes only those who responded & a survey that also includes that population who did not respond

b. Random Sampling Error does not occur in non-probability samples

c. It results from the nature of a study’s design & the inappropriate or random administration of the process of sampling

d. Random Sampling Error is a function of sample size

a. A rightward shift in the oranges demand curve

b. A leftward shift in the apple supply curve

c. A downward change in the oranges demand curve 

d. A decrease in the price of oranges

a. A decrease in Supply

b. A decrease in supply (quantity)

c. An increase in supply quantity 

d. An increase in supply

a. Future cash flows that are discounted to the present at an appropriate discount rate

b. It is an inverse of future cash flows

c. Present cash flows are compounded into the future

d. None of the above represents the Present Value

a. Guilt

b. Inferiority

c. Isolation

d. Despair

a. seasonal variation

b. secular trend

c. cyclical fluctuation

d. irregular variation

a. It has a long period of gestation

b. It reduces the risk for the lenders as their funds get assured deployment over a long period of time.

c. The debt-equity ratio is normally high for an infrastructure project

d. The implementation period is usually long

a. Market economy

b. Capitalistic economy

c. Socialistic economy

d. Either of a & b

a. Financing short-term needs with the use of short-term funds.

b. Financing permanent inventory buildup with the use of long-term debt.

c. Financing seasonal needs with the use of short-term funds.

d. Financing some long-term needs with the use of short-term funds.

a. Temporary current assets are financed with long-term liabilities.

b. Permanent working capital is financed with long-term liabilities.

c. Short-term assets are financed with equity capital

d. All assets are financed with a mixture of 50% of equity capital & 50% long-term debt.

a. Natural resources will always remain scarce

b. Individuals are perfectly capable of establishing goals & acting in a manner that is consistent to achieve goals.

c. Individuals will choose the option which they believe will give the highest net gains.

d. Irrespective of the circumstances, individual choice always includes a trade-off

a. The supply of money, at a particular time, is fixed by the country’s monetary authority.

b. The interest rate is determined by the demand and supply of money.

c. The demand curve of money at a given level of income slopes downward.

d. Increase in the level of money leads to a downward shifting of the demand curve for money.

a. the promotion and increment

b. the Job market

c. the organization

d. the labour market

a. There is a lack of organizational understanding with the consultants.

b. There is an employee tendency to ignore such services.

c. high costs are involved.

d. They tend to target mainly the managerial staff.

a. Scientific Management

b. Human Relations Model

c. Two-factor theory

d. Achievement Motivation theory

a. It is the responsiveness of Quantity demanded to a change in income

b. It is the responsiveness of Quantity demanded to a change in price

c. It is the responsiveness of price to a change in income

d. It is the responsiveness of income to a change in quantity demanded

a. new supply curve which is to the right of the initial supply curve.

b. new supply curve which is to the left of the initial supply curve.

c. movement along the supply curve.

d. rotation of the supply curve (initial) around the initial price.

a. random

b. stratified

c. judgment

d. group data

a. matching of Asset & liability is important while considering the term financing

b. Installment of term loan which is payable within 1 year is taken as current liability

c. Term loan Repayment can be in EMI’s (equated monthly instalments)

d. Current ratio is the most important ratio when appraising term loan

a. More mechanization is applicable to agriculture

b. the land is used extensively in the Agriculture industry

c. Less mechanization is applicable to agriculture.

d. More labour is used in agriculture.