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IIBF DIGITAL BANKING IN RETAIL BANKING 2023 DEC EXAM

IIBF DIGITAL BANKING IN RETAIL BANKING 2023 DEC EXAM

Retail banking is one of the most chosen subjects out of the 06 elective subjects available in the CAIIB exam. According to the revised syllabus announced by IIBF for CAIIB 2023, Digital Banking has been an additional Subject added in Retail Banking. In this post, we’ll be discussing all that is digital banking, the concept of digital banking in India & Digital Banking pdfs in brief.

MEANING OF DIGITAL BANKING 2023

The Automation of Traditional Banking Services is called Digital Banking. With the help of Digital Banking, the majority of the bank work gets done through digital platforms which, reduces all the paperwork like cheques, pay-in slips, Demand Drafts, and so on.

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Read Also: Digital Banking Course Eligibility Criteria By IIBF

 

CAIIB RETAIL BANKING + DIGITAL BANKING SYLLABUS

The table below covers the list of topics included in each of the modules in the syllabus of retail banking.

MODULE TOPICS
MODULE – A: Introduction
  • History and definition
  • Role within the bank operations
  • Applicability of
  • Retailing concepts distinction between Retail and Corporate / Wholesale Banking
MODULE – B: Retail Products Retail Products Overview – Customer requirements, Products development process, Liabilities and Assets Products / Description of Liability products, Description of Asset Products, the Approval process for retail loans, credit scoring.

Important Asset Products:

    • Home Loans
    • Auto / Vehicle Loans
    • Educational Loans
  • Credit / Debit Cards
  • Other Products, Loan
MODULE – C: Marketing/ Selling of retail products, MIS and Accounting
  • Retail Strategies:
  • Tie-up with Institutions for Personal loans / Credit cards / Educational loans, with OEMs / Authorised Dealers for Auto / Vehicle loans
  • Customer Relationship Management
  • Regulations and compliance
  • Technology for Retail Banking
  • Accounting entries
MODULE D: Other Issues of Retail Bank
    • Securitization, mortgage-based securities.
    • Trends in retailing – New products like Insurance, Demat services, online / Phone Banking, Property services, Investment advisory / Wealth management, Reverse Mortgage – Growth of e-banking, Cross-selling opportunities.
    • Recovery of Retail Loans – Defaults, Rescheduling, recovery process.
  • SARAFAESI Act, DRT Act, use of Lok Adalat forum. Recovery Agents – RBI guidelines.
DIGITAL BANKING Digital Banking Products, Cards, EMV technology, ATMs, Cash Deposit machines, Cash Recyclers, Mobile Banking, Internet Banking, POS terminals, Branchless Banking, Payment Systems, Marketing of Digital Banking Products, New Developments

 

Important Topic:- Retail Banking Study Material PDF

PATTERN OF EXAMINATION 2023

  • Question Paper will contain 120 objective-type multiple-choice questions for 100 marks.
  • The examination will be held in Online Mode only
  • There will be no negative marking for wrong answers.
  • The exam duration will be 2 hours.
  • Minimum marks for pass in the subject is 50 out of 100

Read Also:- Retail Banking Notes for CAIIB – Part 1

CAIIB DIGITAL BANKING STUDY MATERIAL, PDF NOTES 2023

We are providing full video course study material including the entire digital banking syllabus module-wise in both Hindi mix English languages. Apart from that we also provide digital banking mock tests and pdf notes are also available which can definitely help you in clearing the CAIIB exam in one go.

Click here for Retail Banking Epdf notes http://caiib.learningsessions.in/controlpanel/notes

Apply For: Digital Banking Certification with Learning Sessions

THE FINAL SUCCESS DRIVER FOR CAIIB NOV 2023

Start with our Crash Course Videos that will help you understand the important topics & questions in less time & cost. Learning Sessions is currently running 82% Flat Off on its CAIIB Courses 2023 (also on 2024 CAIIB Courses).

This can be your one last ticket to pass Certified Associate of the Indian Institute of Bankers this 2023. So, join any of our platform from here.

Also Like:
  1. I follow the 7 days strategy challenge of Retail banking exam. I also cleared the previous jaiib exam with the help of you 7 days strategy. Thanks a lot guys.

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