IIBF CAIIB RURAL BANKING SYLLABUS 2022

IIBF CAIIB RURAL BANKING SYLLABUS 2022

IIBF is soon going to start the registrations for its flagship course of CAIIB that are going to be held in 2022. IIBF has announced the registration dates on its official website. The registrations will begin from December 1st to 24th (2021). So, if you plan to register for the coming attempt and have chosen RISK MANAGEMENT as an elective then you must go through the Study Material for the CAIIB that has been prepared by Learning Sessions.

Clearing CAIIB (being a merit-based channel) gets you the promotion that you have been seeking and two increments in your salary if you are at the clerk scale.

CAIIB SYLLABUS FOR 2022

CAIIB RURAL BANKING SYLLABUS 2022

MODULE – A: Rural India 

Demographic features of Rural India: 

Demographic features such as Population, literacy, occupation, socio-economic development indicators, health, nutrition & education, urban migration are placed here.

Read Also:- CAIIB EXAM NEW SYLLABUS AND LATEST STUDY MATERIAL

Economic Features: 

Characteristics of Rural Society such as Structure of Caste and power, stratification of rural socials, Rural Society’s Economic Features like Economic life, share in National income, Trends in per capita income, rural indebtedness, rural money markets, rural poverty –main causes & methods of measuring the same.

Rural infrastructure:

This unit contains topics on Transport, Markets, Power & some other services.

Agriculture Economy: 

Agricultural Economy includes the Structure & characteristics of Indian agriculture, the Role of agriculture in economic development, linkages of agriculture & industry, latest Resources and technical changes that occur in agriculture, constraints to the development of agriculture, some of the Emerging issues in Indian Agriculture are placed in this unit.

Rural Development Policy:

This unit contains Rural Development Policy including related Government policies and programmes that are being run for rural farm & non-farm sectors & Economic reforms and their impact on the rural economy.

Rural Issues: 

This unit talks about the Rural Issues that are related to Development, Management, Marketing, & Pricing.

Important Topic:- IIBF CAIIB EXAM SYLLABUS & STUDY MATERIAL 2022

MODULE – B: Financing Rural Development 

Financing Rural Development: 

This unit covers topics such as Regulation of Rural Financial Services; Functions & policies of RBI for Rural Banking, NABARD – its Main functions, role, refinance support and some topics of Lead bank approach, District Level and State level Credit committees etc.

Rural Credit Institutions: 

Different institutions that are involved in the development of Rural areas like Rural Credit Institutions; Banks for Land Development, Co-operative Credit Societies & Banks, Regional Rural Banks-RRBs, Commercial Banks etc. are placed in this unit along with topics such as Role of Information & communication technologies in rural Banking-Models, Financial Inclusion & Inclusive growth of Rural development banking, rural insurance micro-insurance scheme, concept of Business Facilitators and Business Correspondents in rural financing etc.

Important Topic:- CAIIB 2022 STUDY MATERIAL

Financing agriculture/ allied activities:

Through this unit you will read about the Crop Loans Assessment, Sanction, Disbursement, Rephasement, Term-loans for irrigation, mechanization of farms, Godowns or cold-storage facilities etc. 

Financing allied agriculture activities like social forestry, Fisheries, Horticulture etc. Finance against Warehouse or cold storage receipts etc.

Financing Rural Non-Farm Sector (RNFS):

The Importance of RNFS, its Segments and Role of Development and Promotional Institutions in RNFS can found in here.

SME Finance:

This unit contains concepts like Small & Medium Enterprise Finance, its Definition & its Importance to the Indian Economy; Financing of SMEs & small enterprise Refinance from SIDBI- Small Industries Development Bank of India; Project funding techniques & requirement assessment; Cluster based approach and joint finance with Small Industries Development Bank of India- SIDBI; Risk rating of Small and Medium Enterprises proposals, role of rating agencies and rating methodology; Micro, Small And Meduim Enterprises Development Act, 2006 (MSMED, Act 2006), Working capital assessment of SMEs; Credit Guarantee Fund Trust for Micro and Small Enterprises, Revival of sick units; revival package and implementation, Stressed assets under rehabilitation. Debt restructuring mechanism for SMEs etc are discussed here.

Important Topic:- IIBF CAIIB EXAM DATE 2022: NOTIFICATION, SYLLABUS & HOW TO APPLY

MODULE – C: Priority Sector Financing and Government initiatives

Priority Sector Financing & Government Initiatives:

This unit contains components of the priority sector & RBI guidelines.

Government initiatives: It is in relation to Poverty alleviation programmes or Employment programmes or Production oriented programmes- the rationale and philosophy behind these programs, progress & impact, problems & deficiencies are some things you will go through this unit.

Rural housing & Urban housing schemes under priority sector, their refinance, educational loans available in Rural sector are available here.

MODULE – D: Problems and prospects in Rural Banking

Role of rural banking:
This unit contains problems that Rural Banking faces & the future prospectus in Rural branches of Commercial banks. The transaction costs and risk costs are involved in this banking.

Emerging trends:

You get to read some of the Emerging trends that have come up in rural banking such as Micro Credit, Self Help Groups(SHGs) or Non-Government Organisations, financing poor as bankable opportunities, linkages with banking, latest guidelines of Government Of India and Reserve Bank of India.

CAIIB STUDY MATERIAL: 

Leaning Sessions has prepared IIBF CAIIB’s Study Material which is available in both combo packs and individual packs. You can avail the CAIIB material in whatever pack (single subject or all the subjects) you want or are comfortable with. The CAIIB Course by Learning Sessions contains the following contents:

For the CAIIB EXAM 2022, we have also included the previous year’s papers of CAIIB in our LATEST CAIIB STUDY MATERIAL for 2022 Exams.