IIBF CAIIB RURAL BANKING SYLLABUS 2023

IIBF CAIIB RURAL BANKING SYLLABUS JUNE 2023

In this article, we will talk about the applicable syllabus of CAIIB Rural Banking 2023 that are due to be conducted in ember 2023 & the latest Study Material that is available for the CAIIB candidates.

IIBF is yet to begin the registrations for its flagship course of CAIIB 2023 that are going to be held in 2023 May & December. IIBF will announce the exam dates on its official website. So, if you plan to sit for the CAIIB attempt, you have to wait for the June 2023 registration process to open up. This JUNE 2023 if you have chosen RURAL BANKING as an elective paper then you must go through the Study Material for the CAIIB that has been prepared by Learning Sessions.

Clearing CAIIB (being a merit-based channel) gets you the promotion that you have been seeking and two increments in your salary if you are at the clerk scale.

CAIIB LATEST SYLLABUS FOR JUNE 2023

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CAIIB RURAL BANKING SYLLABUS 2023

MODULE – A: Rural India

Demographic features of Rural India: 

Demographic features such as Population, literacy level, occupation, socio-economic development indicators, nutrition & education, health, and urban migration are placed here.

Read Also:- CAIIB EXAM NEW SYLLABUS AND LATEST STUDY MATERIAL

Economic Features: 

Characteristics of Rural Society such as Structure of Caste and power, stratification of rural socials, Rural Society’s Economic Features like Economic life, share in National income, Trends in per capita income, rural indebtedness, rural money markets, rural poverty –main causes & methods of measuring the same.

Rural infrastructure:

This unit contains topics on Transport, Markets, Power & some other services.

Agriculture Economy:

Agricultural Economy includes the Structure & characteristics of Indian agriculture, the Role of agriculture in economic development, linkages of agriculture & industry, the latest Resources and technical changes that occur in agriculture, constraints to the development of agriculture, some of the Emerging issues in Indian Agriculture are placed in this unit.

Important Topic:- IIBF CAIIB RURAL BANKING RECOLLECTED QUESTIONS 2021-2023

Rural Development Policy:

This unit contains Rural Development Policy including related Government policies and programmes that are being run for rural farm & non-farm sectors & Economic reforms and their impact on the rural economy.

Rural Issues: 

This unit talks about the Rural Issues that are related to Development, Management, Marketing, & Pricing.

Important Topic:- IIBF CAIIB EXAM SYLLABUS & STUDY MATERIAL 2023

MODULE – B: Financing Rural Development

Financing Rural Development:

This unit covers topics such as Regulation of Rural Financial Services; Functions & policies of RBI for Rural Banking, NABARD – its Main functions, role, and refinance support and some topics of Lead bank approach, District Level and State level Credit committees etc.

Rural Credit Institutions: 

Different institutions that are involved in the development of Rural areas like Rural Credit Institutions; Banks for Land Development, Co-operative Credit Societies & Banks, Regional Rural Banks-RRBs, Commercial Banks etc. are placed in this unit along with topics such as the Role of Information & communication technologies in rural Banking-Models, Financial Inclusion & Inclusive growth of Rural development banking, rural insurance micro-insurance scheme, concept of Business Facilitators and Business Correspondents in rural financing etc.

Important Topic:- CAIIB 2023 STUDY MATERIAL

Financing agriculture/ allied activities:

Through this unit, you will read about the Crop Loans Assessment, Sanction, Disbursement, Re-placement, Term-loans for irrigation, mechanization of farms, Godowns or cold-storage facilities etc.

Financing allied agriculture activities like social forestry, Fisheries, Horticulture etc. Finance against Warehouse or cold storage receipts etc.

Financing Rural Non-Farm Sector (RNFS):

The Importance of RNFS, its Segments and the Role of Development and Promotional Institutions in RNFS can be found here.

SME Finance:

This unit contains concepts like Small & Medium Enterprise Finance, its Definition & its Importance to the Indian Economy; Financing of SMEs & small enterprise Refinance from SIDBI- Small Industries Development Bank of India; Project funding techniques & requirement assessment; Cluster based approach and joint finance with Small Industries Development Bank of India- SIDBI; Risk rating of Small and Medium Enterprises proposals, the role of rating agencies and rating methodology; Micro, Small And Medium Enterprises Development Act, 2006 (MSMED, Act 2006), Working capital assessment of SMEs; Credit Guarantee Fund Trust for Micro and Small Enterprises, Revival of sick units; revival package and implementation, Stressed assets under rehabilitation. Debt restructuring mechanisms for SMEs etc is discussed here.

Important Topic:- IIBF CAIIB EXAM DATE 2023: NOTIFICATION, SYLLABUS & HOW TO APPLY

MODULE – C: Priority Sector Financing and Government initiatives

Priority Sector Financing & Government Initiatives:

This unit contains components of the priority sector & RBI guidelines.

Government initiatives: It is in relation to Poverty alleviation programmes or Employment programmes or Production oriented programmes- the rationale and philosophy behind these programs, progress & impact, problems & deficiencies are some things you will go through in this unit.

Rural Housing & Urban housing schemes under the priority sector, refinance, and educational loans available in the Rural sector are available here.

MODULE – D: Problems and Prospects in Rural Banking

Role of rural banking:
This unit contains problems that Rural Banking faces & the future prospectus in Rural branches of Commercial banks. The transaction costs and risk costs are involved in this banking.

Emerging trends:

You get to read some of the Emerging trends that have come up in rural banking such as Micro Credit, Self Help Groups(SHGs) or Non-Government Organisations, financing the poor as bankable opportunities, linkages with banking, the latest guidelines of the Government Of India and Reserve Bank of India.

IIBF 2023 | CAIIB STUDY MATERIAL 2023:

Learning Sessions has prepared IIBF CAIIB’s Study Material for the 2023 Exams which is available in both combo packs and individual packs. You can avail of the CAIIB material in whatever pack (single subject or all the subjects) you want or are comfortable with. The CAIIB Course by Learning Sessions contains the following contents:

For the CAIIB EXAM 2023, we have also included the previous year’s papers of CAIIB in our LATEST CAIIB STUDY MATERIAL for the 2023 Exams.

You can easily get the CAIIB materials or packs by contacting us on 

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All the Best for your CAIIB Exams!

Team: Learning Sessions