The MSME Certification Examination is a specialised program offered by the Indian Institute of Banking & Finance (IIBF) for banking professionals, finance executives, and anyone involved in MSME lending, monitoring, and advisory services.
After clearing this certification, candidates earn the credential of Certified Credit Counselor (CCC). Candidates recommended by SIDBI receive a joint certificate from IIBF & SIDBI.

MSME EXAM DATES 2025

IIBF announces MSME exam dates on a quarterly cycle, with exams typically conducted every month across the country through remote proctored or centre-based modes.
Below is the expected schedule pattern for 2025, as per IIBF’s latest annual exam calendar:

Expected MSME Exam Cycles for 2025

Note: Exact exam dates are released by IIBF month-wise on the official website.

IIBF MSME EXAM FEES 2025

Fee Structure

Fee for Re-attempts

• Members: ₹1,298
• Non-members: ₹1,888

MSME EXAM OVERVIEW 2025

IIBF MSME ELIGIBILITY 2025

Anyone (member or non-member) can apply if one of the following is fulfilled:

• Passed 12th standard or equivalent, OR
• Cleared IIBF’s BC/BF examination

HOW TO APPLY FOR MSME EXAM 2025

1. Visit the official IIBF website and navigate to Exams → Apply Online.
2. Login using Membership/Registration Number and password.
3. Select MSME Certification Exam.
4. Read the exam rules and eligibility and click Accept.
5. Fill the application form.
6. Preview and confirm all details.
7. Proceed to make the payment online.
8. After successful payment, the transaction details will appear on screen and will also be sent via SMS/Email.
9. Save or print the acknowledgement for future reference.

IIBF MSME SYLLABUS 2025–2026 (LATEST)

The MSME syllabus remains largely stable, but IIBF continuously adds new updates based on RBI, SIDBI, and Government MSME policies.

Module-wise Coverage

1. Small & Medium Enterprises in India

• Concept & classification (latest MSME definition under MSMED Act & Udyam Registration)
• Role & importance in Indian economy
• Policy framework for MSMEs
• Regulatory and legal structure
• Institutional framework (SIDBI, CGTMSE, NABARD etc.)

2. Setting Up MSMEs

• Steps in establishment
• Licensing and approvals
• Registration processes including Udyam Registration upgrades (2025 edition)

3. MSME Financing

• Working capital & term loans
• Cash flow–based lending
• CGTMSE scheme updates (including revised 2024–25 guarantee fee norms)
• Collateral-free lending norms
• Credit appraisal framework

4. Financing Options & Modern Methods

• Bill finance, factoring, leasing
• Fintech-based MSME credit
• Trade receivables (TReDS) platforms
• Digital lending guidelines 2024–25

5. Cluster Development & MSME Growth

• Industrial clusters
• District-level cluster programs (MSME Ministry updates 2025)
• Technology upgradation programs

6. Revival, Restructuring & Rehabilitation

• Stressed MSME resolution under RBI’s Framework for Revival of MSMEs
• SMA norms and restructuring guidelines
• Turnaround strategies & monitoring

7. Future of MSMEs

• Industry 4.0
• Green MSMEs & sustainability finance
• Digital public infrastructure for MSMEs
• Government schemes (updated for 2025)

CUT-OFF DATE FOR REGULATORY UPDATES (LATEST GUIDELINES)

IIBF typically examines recent regulatory changes. For exams in 2025, the expected cut-off date is shown below:

(Cut-off dates may vary; candidates should always check the latest IIBF notifications.)

MSME RESULT 2025

• Results are released on www.iibf.org.in
• Candidates receive a digitally signed certificate on their registered email within 3 weeks
• Physical certificates are not issued by IIBF anymore

MSME STUDY MATERIAL 2025 (LATEST)

The most updated MSME course includes:

• Full chapter-wise video course (Hindi-English mix)
• Detailed concepts & in-depth explanations
• 2025-updated notes and ePDFs (via Learning Sessions App)
• Memory-recalled questions
• Topic-wise & full-length mock tests
• MSME Mock Test PDFs
• Case studies based on MSME lending scenarios

Your MSME Mentor

Mr. Ashish Jain (Ex-Banker, Credit Department)

• 7+ years banking experience
• 900+ hours of teaching
• Trained 1,25,000+ candidates across India
• Known for practical, exam-oriented MSME coaching

QUICK LINKS (LATEST)

• Official Website: www.iibf.org.in
• Registration Portal: Available under Apply Online on IIBF website
• WhatsApp Support: 8360944207
• Telegram: IIBF Telegram Group
• YouTube: Learning Sessions
• Instagram: Learning Sessions

We wish you the best for your MSME 2025–2026 Exams!