Scrutiny: Apart from making regular inspections, Reserve Bank is also empowered to conduct a scrutiny of the affairs and the books and accounts of any banking company.One or more officers of the Reserve Bank may conduct such a scrutiny. A copy of the report has to be furnished to the banking company, if it makes a request for the same or if adverse action is contemplated against the banking company, based on the scrutiny. Otherwise, unlike in the case of inspection, it is not mandatory to give a copy of the report to the banking company.
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