AFB Previous Year Question Papers | JAIIB AFB PDF 2022 | FREE JAIIB STUDY MATERIAL 2022

1. India
2. Europe
3. United States
4. Britain

1. 30% of paid-up capital of the bank and 30% of paid-up capital of the company, whichever is lower
2. 30% of paid-up capital of the bank and 30% of paid-up capital of the company, whichever is higher
3. 30% of paid-up capital of the bank and 30% of paid-up capital of the company, whichever is higher
4. 30% of paid-up capital + reserves of the bank and 30% of paid-up capital of the company, whichever is lower

1. Geographical pricing
2. Promotional pricing
3. Market skimming pricing
4. Psychological pricing

1. Voice processing
2. Brick and mortar processing
3. Internet processing
4. Virtual banking

1. Rs.50000 and above
2. Rs.1 lac and above
3. Rs.10 lac and above
4. Above Rs.10 lac

Rs.11 lac. What amount of limit can be sanctioned and what is the margin requirement:

1. Limit Rs.10 lac, margin Rs.2.50 lac
2. Limit Rs.12 lac, margin Rs.3.00 lac
3. Limit Rs.12 lac, margin Rs.5.00 lac
4. Limit Rs.15 lac, margin Rs.2.50 lac

1. When the amount in words and figures differs
2. When there is a notice of death of the customer
3. When an attachment order has been received
4. When the signatures of the drawer are genuine but differ

1. Horizontal merger
2. Vertical merger
3. Conglomerate merger
4. Concentric merger

1. Interest on overdraft
2. Dishonor of cheque
3. Cash drew from a bank
4. Cheque deposited but not collected

1. Registration of insurance
2. Solvency margins of insurance
3. Conduct of reinsurance business
4. Functions as insurance Ombudsman

1. Bank Reconciliation Statement (BRS) is an account.
2. BRS is prepared by the bank.
3. BRS shows causes of disagreement between cash book & passbook.
4. BRS shows only excess cash book over passbook.

1. Shows a higher passbook balance than cash book.
2. Shows a lesser passbook balance than a cash book.
3. Shows no difference.
4. None of the above.

1. Before it is used in India
2. Immediately when the document enters India
3. Within 4 months from the date of its execution abroad
4. Within 3 months of its entry into India

1. Agent- principal
2. Bailor- bailee
3. Beneficiary- Trustee
4. Creditor- debtor

1. Debit sales to the extent of Rs.2000.
2. Credit purchases to the extent of Rs.2000
3. Credit Vijay Rs.2000, debit sales and purchases to the extent Rs.1000, each.
4. Debit sales return by Rs.1000 and credit purchases by Rs.1000

1. Corporates including multinationals
2. Trading houses
3. Prime public sector companies
4. None of the above

1. Before trial balance.
2. After trial balance.
3. Before final accounts.
4. None of the above.

1. Nominal accounts always have credit balances.
2. Real accounts always have debit balances.
3. The debit balance in the ledger account is a credit balance in the trial balance.
4. P&L a/c appears in the trial balance.

1. American
2. European
3. Asian
4. Indian

1. C – Capital and reserves of the bank
2. A – Asset quality
3. E- Earning
4. L- Liquidity